Group Travel Insurance – Ensuring Your Travel Adventure
Posted by admin in Travel Insurance on October 22, 2011
If you are considering travelling overseas with a group of people then group travel insurance is an excellent option. Having an overseas travelling experience is incredibly enjoyable but the stresses of different countries and various things that could go wrong can be detrimental to your enjoyment levels. That’s why group travel insurance is the perfect option as you can be sure that you will be covered if unforeseen accidents or mishaps occur to anybody in the travelling party. Rather than insuring each individual member of the travel group you can insure the entire travelling party and know that each person is safe. You can obtain travel coverage either online or directly through travel coverage booking from the company itself and this will ensure that you get the best and cheapest insurance package in the market.
The group insurance package usually covers the travelling party for a period of 185 days and includes other benefits such as cancellation cover for when flights get cancelled unexpectedly. It also covers personal accidents, and has inclusive business travel coverage as well as emergency medical assistance twenty-four hours a day to cover accidents or illnesses and this also includes pre-medical expenses. Buying an individual insurance deal for every person in your travelling party is a tiresome and complicated task and will involve a lot of paperwork, where as group travel insurance can save you a lot of time and money in that department. Read the rest of this entry »
Our Best Travel Insurance Tips
Posted by admin in Tips, Travel Insurance on October 22, 2011
For years, buying travel insurance has been looked upon with question and caution. It was a great unmentionable in making travel transactions, as travel agents were afraid that the subject would compromise their deals in totality. It was considered as negative and something unnecessary. However, today travel insurance provides protection for you and family during times that are supposed to be relaxing, not stressful. Whether it’s your trip, your luggage, health, or possessions, the right kind of travel insurance has come to play a prominent role for smart travelers.
According to a recent study conducted by the US travel Insurance Association, about 30% of Americans purchase travel insurance, which represents a 10% increase before 9/11. Some reasons for this increase may be peace of mind, protection against the unexpected, and concern over losing financial investment in a trip. For cruise travelers, this number increases to 70%. Many people are still relatively unaware of travel health insurance, baggage coverage, and even medical evacuation insurance. There is yet another kind of insurance that’s available to air travelers that airlines have been more hush-hush about excess valuation insurance. Trip cancellation and interruption insurance is a policy you should consider, but the key here is price point. If you’re flying on a budget $60 flight then it wouldn’t make much sense to buy, but if you look on the other hand, a once-in-a-lifetime trip to the other side of the world, this kind of travel insurance will surely come in handy and give you peace of mind. If by chance you get sick, miss your trip, or your travel provider goes out of business, you’re not left high and dry. You’re covered. However, another caution you should know about is, do not buy this type of insurance from the individual travel provider, meaning if you’re going on a cruise, try not to buy this insurance from the cruise ship company, because should their company goes out of business, chances are, their insurance will too, leaving you uncovered. Read the rest of this entry »